If we look at the money trail to go to college
either private or public in the world, each year the trend is rising higher and
higher. This moment we are well read in the newspaper story that children can
not enroll into college despite being accepted due to family funds.
The Government has tried to solve the above problem by providing scholarships to students from poor families. In Indonesia, definitions can not afford is poor as evidenced by a letter from the impoverished rural environment
Increase in money going to college up to tens / hundreds also a burden on poor families is not only economic but also the middle class. Examples are the families who work as employees or government employees who do not have a group of low income and not corruption, assuming net income amounted to 4 to 6 million. We can expect the cost of living today that are not only poor families who can not afford to send their children to good colleges, but also some families of middle-class economy.
In addition, the increase in money going to college there are unexpected. This makes the family into a frenzy, pinjang money here and there or sell the car / house. How about a simple family who do not have a lot of savings / investment?
Kalu's look abroad, many countries that have a student loan scheme to meet college entrance money, the cost of each semester, and daily living expenses of students. The uniqueness of the student loan scheme is that the loan will pay is the students themselves after graduation to be a scholar. Usually the government is supporting the countries of the direct student loan program in the form of cash which is managed by the foundation.
Of course the actual feasibility study should be performed by the lender. But we are conducting a feasibility study of light-light alone. If the money went to college for about 50 million dollars, plus half the cost of 5 million dollars per semester for eight semesters and living expenses for 1 million rupiah per month for 48 months. Total cost of tuition at the college amounted to 138 million dollars to pass the time during college for 4 years, not including interest from year-to-1 money until to-4.
I tried to calculate the amount of installment using the existing mortgage calculations on the Internet with 10% interest with no cash down payment. If it is assumed that the amount of money that accumulates when the students pass the 160 million rupiah (138 million dollars plus interest for four years), then the mortgage money to be paid for 10 years is around 2.2 million rupiah per month.
Can I assume that a scholar needs to have the lard at least 5 million dollars each month in order to be able to pay the mortgage, I think a lot of college graduates who earn a salary above that amount. Party lenders to further study in terms of the feasibility study.
Surely Student Loan program in each country. This should support the government to convince the lender to run it. Students are expected to Credit program, no longer the story of a bright child who can not get into college is loved because of the economic problems of the family.
Given Indonesia Student Loan program, is expected tuition costs do not burden the families of students so that students will be more independent and responsible to himself and family.
The Government has tried to solve the above problem by providing scholarships to students from poor families. In Indonesia, definitions can not afford is poor as evidenced by a letter from the impoverished rural environment
Increase in money going to college up to tens / hundreds also a burden on poor families is not only economic but also the middle class. Examples are the families who work as employees or government employees who do not have a group of low income and not corruption, assuming net income amounted to 4 to 6 million. We can expect the cost of living today that are not only poor families who can not afford to send their children to good colleges, but also some families of middle-class economy.
In addition, the increase in money going to college there are unexpected. This makes the family into a frenzy, pinjang money here and there or sell the car / house. How about a simple family who do not have a lot of savings / investment?
Kalu's look abroad, many countries that have a student loan scheme to meet college entrance money, the cost of each semester, and daily living expenses of students. The uniqueness of the student loan scheme is that the loan will pay is the students themselves after graduation to be a scholar. Usually the government is supporting the countries of the direct student loan program in the form of cash which is managed by the foundation.
Of course the actual feasibility study should be performed by the lender. But we are conducting a feasibility study of light-light alone. If the money went to college for about 50 million dollars, plus half the cost of 5 million dollars per semester for eight semesters and living expenses for 1 million rupiah per month for 48 months. Total cost of tuition at the college amounted to 138 million dollars to pass the time during college for 4 years, not including interest from year-to-1 money until to-4.
I tried to calculate the amount of installment using the existing mortgage calculations on the Internet with 10% interest with no cash down payment. If it is assumed that the amount of money that accumulates when the students pass the 160 million rupiah (138 million dollars plus interest for four years), then the mortgage money to be paid for 10 years is around 2.2 million rupiah per month.
Can I assume that a scholar needs to have the lard at least 5 million dollars each month in order to be able to pay the mortgage, I think a lot of college graduates who earn a salary above that amount. Party lenders to further study in terms of the feasibility study.
Surely Student Loan program in each country. This should support the government to convince the lender to run it. Students are expected to Credit program, no longer the story of a bright child who can not get into college is loved because of the economic problems of the family.
Given Indonesia Student Loan program, is expected tuition costs do not burden the families of students so that students will be more independent and responsible to himself and family.
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